/* ===================
   CSS Reset & Base
===================== */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
    margin: 0;
    padding: 0;
    border: 0;
    font-size: 100%;
    font: inherit;
    vertical-align: baseline;
    box-sizing: border-box;
}
html {
    box-sizing: border-box;
    scroll-behavior: smooth;
}
*, *:before, *:after {
    box-sizing: inherit;
}
body {
    font-family: 'Roboto', Arial, sans-serif;
    background: #F9FAFC;
    color: #1C2239;
    line-height: 1.6;
    min-height: 100vh;
    position: relative;
}
img {
    max-width: 100%;
    display: block;
    border: none;
}
a {
    color: #1C2239;
    text-decoration: none;
    transition: color 0.2s cubic-bezier(.59,2.2,.18,.71);
}
a:hover, a:focus {
    color: #E9B44C;
    outline: none;
}
ul, ol {
    margin-left: 24px;
}
strong {
    font-weight: bold;
}
::-webkit-input-placeholder { color: #81918E; }
::-moz-placeholder { color: #81918E; }
:-ms-input-placeholder { color: #81918E; }
::placeholder { color: #81918E; }

/* ===================
   Brand Typography
===================== */
h1, h2, h3, h4, h5 {
    font-family: 'Playfair Display', serif;
    color: #1C2239;
    font-weight: 700;
    margin-bottom: 16px;
    letter-spacing: 0.5px;
}
h1 {
    font-size: 2.5rem;
    line-height: 1.18;
    margin-bottom: 24px;
}
h2 {
    font-size: 2rem;
    line-height: 1.2;
}
h3 {
    font-size: 1.4rem;
    line-height: 1.2;
}
p, li, ul, ol, label {
    font-family: 'Roboto', Arial, sans-serif;
    color: #1C2239;
    font-size: 1rem;
    margin-bottom: 16px;
}

@media (max-width: 768px) {
    h1 { font-size: 2rem; }
    h2 { font-size: 1.4rem; }
    h3 { font-size: 1.1rem; }
}

/* High-visual tagline style */
.tagline {
    font-family: 'Playfair Display', serif;
    font-size: 1.35rem;
    color: #E9B44C;
    font-weight: 700;
}

/* ===================
   Container/Layout
==================== */
.container {
    width: 100%;
    max-width: 1170px;
    margin: 0 auto;
    padding: 0 20px;
}
.content-wrapper {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.section {
    margin-bottom: 60px;
    padding: 40px 20px;
    background: #fff;
    border-radius: 18px;
    box-shadow: 0 2px 16px rgba(40,24,96,0.08);
}

@media (max-width: 768px) {
    .section {
        margin-bottom: 36px;
        padding: 28px 8px;
        border-radius: 14px;
    }
}

/* ===================
   Header
==================== */
header {
    width: 100%;
    background: #1C2239;
    padding: 0;
    box-shadow: 0 2px 18px rgba(28,34,57,0.10);
    z-index: 1010;
    position: relative;
}
header .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 82px;
    gap: 18px;
}
.logo img {
    height: 54px;
    width: auto;
    display: block;
}
nav {
    display: flex;
    gap: 26px;
    align-items: center;
}
nav a {
    font-family: 'Roboto', Arial, sans-serif;
    color: #fff;
    font-size: 1rem;
    font-weight: 500;
    letter-spacing: 0.03em;
    position: relative;
    transition: color 0.2s cubic-bezier(.59,2.2,.18,.71);
}
nav a:after {
    content: '';
    display: block;
    height: 2px;
    width: 0;
    background: #E9B44C;
    transition: width 0.24s ease;
    margin-top: 4px;
    border-radius: 2px;
}
nav a:hover:after,
nav a:focus:after {
    width: 80%;
}
nav a:hover, nav a:focus {
    color: #E9B44C;
}

.cta-btn {
    background: #E9B44C;
    color: #1C2239;
    border: none;
    border-radius: 40px;
    padding: 12px 30px 12px 30px;
    font-family: 'Roboto', Arial, sans-serif;
    font-size: 1.1rem;
    font-weight: bold;
    cursor: pointer;
    letter-spacing: 0.05em;
    margin-left: 18px;
    box-shadow: 0 4px 22px rgba(233,180,76,0.08), 0 2px 8px rgba(28,34,57,0.10);
    transition: background 0.15s cubic-bezier(.51,.3,.28,.96),color 0.15s, transform 0.22s cubic-bezier(.31,2,.23,.96);
    display: inline-block;
    outline: none;
    position: relative;
}
.cta-btn:hover, .cta-btn:focus {
    background: #D69411;
    color: #fff;
    transform: translateY(-2px) scale(1.04);
    outline: 2px solid #E9B44C;
}

.mobile-menu-toggle {
    background: none;
    border: none;
    color: #E9B44C;
    font-size: 2.1rem;
    cursor: pointer;
    display: none;
    margin-left: 20px;
    padding: 8px;
    border-radius: 8px;
    transition: background 0.18s;
    z-index: 1500;
    line-height: 1;
}
.mobile-menu-toggle:focus,
.mobile-menu-toggle:hover {
    background: rgba(233,180,76,0.16);
}

@media (max-width: 1000px) {
    header .container {
        padding: 0 8px;
    }
    nav {
        gap: 9px;
    }
}

@media (max-width: 850px) {
    nav { display: none; }
    .cta-btn { display: none; }
    .mobile-menu-toggle { display: block; }
}

/* ===============================
   Mobile Hamburger Menu Overlay
================================= */
.mobile-menu {
    position: fixed;
    top: 0; left: 0; right: 0; bottom: 0;
    background: #1C2239;
    z-index: 2000;
    transform: translateX(-100%);
    transition: transform 0.35s cubic-bezier(.88,0,.43,1.46);
    display: flex;
    flex-direction: column;
    justify-content: flex-start;
    align-items: flex-start;
    padding: 25px 0 0 0;
    width: 100vw;
    height: 100vh;
    box-shadow: 8px 0 20px 2px rgba(28,34,57,0.18);
}
.mobile-menu.open {
    transform: translateX(0);
}
.mobile-menu-close {
    background: none;
    border: none;
    color: #E9B44C;
    font-size: 2.2rem;
    position: absolute;
    top: 25px;
    right: 24px;
    z-index: 2200;
    cursor: pointer;
    padding: 12px;
    border-radius: 8px;
    transition: background 0.15s;
}
.mobile-menu-close:hover, .mobile-menu-close:focus {
    background: rgba(233,180,76,0.18);
}
.mobile-nav {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    padding: 60px 32px 16px 32px;
    width: 100%;
    gap: 24px;
}
.mobile-nav a {
    color: #fff;
    font-size: 1.33rem;
    font-weight: 500;
    margin-bottom: 13px;
    background: none;
    transition: color 0.18s, transform 0.14s;
    border-radius: 4px;
    padding: 8px 2px;
}
.mobile-nav a:hover,
.mobile-nav a:focus {
    color: #E9B44C;
    transform: translateX(5px) scale(1.08);
    background: rgba(233,180,76,0.07);
}

@media (min-width: 851px) {
    .mobile-menu { display: none !important; }
}

/* =====================
   Hero Section
======================= */
.hero {
    background: linear-gradient(110deg, #E9B44C 0%, #fff 90%);
    box-shadow: 0 6px 36px rgba(28,34,57,0.10);
    border-radius: 0 0 30px 30px;
    margin-bottom: 42px;
    padding-top: 44px;
    padding-bottom: 56px;
}
.hero .container {
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: flex-start;
    min-height: 350px;
    gap: 18px;
}
.hero h1 {
    color: #1C2239;
    font-size: 2.45rem;
    font-family: 'Playfair Display', serif;
    margin-bottom: 14px;
    font-weight: 700;
    letter-spacing: .02em;
}
.hero p {
    color: #1C2239;
    font-size: 1.16rem;
    max-width: 700px;
}

.hero .cta-btn {
    margin-top: 25px;
    font-size: 1.15rem;
    box-shadow: 0 8px 28px rgba(233,180,76,0.15);
}

@media (max-width: 868px) {
    .hero { border-radius: 0 0 18px 18px; }
    .hero .container { padding-top: 24px; }
}
@media (max-width: 520px) {
    .hero .container { padding: 0 8px; }
}

/* ====================
   Features Section
====================== */
.features {
    background: #fff;
    border-radius: 20px;
    padding: 0;
}
.features .content-wrapper {
    gap: 36px;
}
.feature-grid {
    display: flex;
    flex-wrap: wrap;
    gap: 36px;
    margin-top: 22px;
    margin-bottom: 14px;
}
.feature-grid > div {
    background: #F5F7F9;
    border-radius: 16px;
    box-shadow: 0 2px 14px rgba(28,34,57,0.07);
    padding: 30px 22px 24px 22px;
    flex: 1 1 260px;
    min-width: 240px;
    max-width: 350px;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 15px;
    margin-bottom: 20px;
    position: relative;
    transition: box-shadow 0.17s, transform 0.17s;
}
.feature-grid > div:hover, .feature-grid > div:focus-within {
    box-shadow: 0 8px 36px rgba(233,180,76,0.11), 0 2px 18px rgba(28,34,57,0.12);
    transform: translateY(-6px) scale(1.03);
}
.feature-grid img {
    width: 38px;
    height: 38px;
    margin-bottom: 6px;
}
.feature-grid h3 {
    font-size: 1.20rem;
    color: #E9B44C;
    font-family: 'Playfair Display', serif;
    margin-bottom: 6px;
}
.feature-grid p {
    font-size: 1rem;
    color: #1C2239;
    margin: 0;
}

@media (max-width: 950px) {
    .feature-grid { gap: 24px; }
    .feature-grid > div { max-width: 100%; min-width: 180px; }
}
@media (max-width: 650px) {
    .feature-grid { flex-direction: column; gap: 18px; }
}

/* =====================
   Cards & Content Grids
======================= */
.card-container {
    display: flex;
    flex-wrap: wrap;
    gap: 24px;
}
.card {
    background: #fff;
    border-radius: 14px;
    box-shadow: 0 8px 32px rgba(28,34,57,0.08);
    padding: 24px 20px;
    flex: 1 1 300px;
    margin-bottom: 20px;
    transition: box-shadow 0.18s, transform 0.18s;
    position: relative;
}
.card:hover, .card:focus-within {
    box-shadow: 0 16px 50px 0 rgba(233,180,76,0.15), 0 6px 22px rgba(28,34,57,0.10);
    transform: scale(1.022) translateY(-2px);
}

.content-grid {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    justify-content: space-between;
}

.text-image-section {
    display: flex;
    align-items: center;
    gap: 30px;
    flex-wrap: wrap;
}
@media (max-width: 768px) {
    .text-image-section {
        flex-direction: column;
        align-items: flex-start;
    }
    .content-grid { flex-direction: column; gap: 16px; }
}

.feature-item {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 15px;
}

/* ========================
   Testimonials & Ratings
======================== */
.testimonials {
    background: #1C2239;
    padding: 60px 0 60px 0;
    border-radius: 32px;
    margin-bottom: 60px;
}
.testimonials .content-wrapper {
    gap: 18px;
    align-items: flex-start;
}
.testimonials h2 {
    color: #E9B44C;
    margin-bottom: 1.5rem;
}
.testimonial-card {
    display: flex;
    align-items: center;
    gap: 20px;
    padding: 20px;
    background: #fff;
    border-radius: 16px;
    margin-bottom: 20px;
    box-shadow: 0 8px 32px rgba(233,180,76,0.10) , 0 2px 18px rgba(28,34,57,0.10);
    position: relative;
    flex-wrap: wrap;
    min-width: 0;
}
.testimonial-card p {
    color: #1C2239;
    font-style: italic;
    flex: 1 1 auto;
    font-size: 1.12rem;
}
.testimonial-card strong {
    font-family: 'Roboto', Arial, sans-serif;
    color: #81918E;
    font-size: 0.99rem;
    font-weight: 700;
}
.investor-rating {
    display: flex;
    align-items: center;
    margin-top: 18px;
    gap: 16px;
    color: #fff;
    font-size: 1.15rem;
}
.investor-rating img {
    width: 26px;
    vertical-align: middle;
}

@media (max-width: 900px) {
    .testimonials {
        padding: 36px 0 36px 0;
        border-radius: 18px;
    }
}
@media (max-width: 600px) {
    .testimonial-card { flex-direction: column; gap: 10px; }
}

/* ====================
   CTA Section
===================== */
.cta {
    background: #E9B44C;
    color: #1C2239;
    border-radius: 18px;
    padding: 60px 0;
    text-align: center;
    box-shadow: 0 8px 30px rgba(233,180,76,0.16);
}
.cta .content-wrapper {
    align-items: center;
}
.cta h2 {
    color: #1C2239;
    margin-bottom: 14px;
}
.cta .cta-btn {
    background: #1C2239;
    color: #E9B44C;
}
.cta .cta-btn:hover,
.cta .cta-btn:focus {
    background: #3D425B;
    color: #fff;
}
@media (max-width: 500px) {
    .cta { padding: 32px 0; }
    .cta .cta-btn { font-size: 1rem; }
}

/* ===================
   Footer
==================== */
footer {
    background: #1C2239;
    color: #fff;
    padding: 46px 0 18px 0;
    border-top: 8px solid #E9B44C;
    margin-top: 72px;
    width: 100vw;
}
.footer-content {
    display: flex;
    flex-wrap: wrap;
    align-items: flex-start;
    gap: 32px;
    justify-content: space-between;
    padding-bottom: 18px;
}
.footer-content nav {
    display: flex;
    flex-direction: column;
    gap: 12px;
}
.footer-content nav a {
    color: #E9B44C;
    font-weight: 500;
    font-size: 1rem;
    margin-bottom: 4px;
    padding: 2px 2px 2px 0;
    border-radius: 5px;
    letter-spacing: .01em;
    background: none;
}
.footer-content nav a:hover,
.footer-content nav a:focus {
    background: #E9B44C;
    color: #1C2239;
}
.footer-content img {
    height: 48px;
    width: auto;
    margin-bottom: 18px;
}
.contact-info {
    color: #fff;
    font-size: 1rem;
    display: flex;
    flex-direction: column;
    gap: 8px;
    min-width: 200px;
}
.contact-info img {
    vertical-align: middle;
    margin-right: 5px;
    width: 21px;
    height: 21px;
    display: inline-block;
}
.footer-bottom {
    width: 100%;
    text-align: center;
    padding-top: 12px;
    color: #81918E;
    font-size: 0.95rem;
    border-top: 1px solid #2E344A;
    letter-spacing: .01em;
}
@media (max-width: 820px) {
    .footer-content { flex-direction: column; gap: 14px; align-items: flex-start; }
}
@media (max-width: 600px) {
    footer { padding: 32px 0 10px 0; }
    .footer-content nav a { font-size: 0.98rem; }
    .footer-bottom { font-size: 0.86rem; }
}

/* ====================
   About, Team Section
====================== */
.team ul, .about_snapshot ul {
    margin-left: 18px;
    margin-bottom: 12px;
}
@media (max-width: 740px) {
    .team ul, .about_snapshot ul { margin-left: 8px; }
    .team li, .about_snapshot li { font-size: 0.97rem; }
}

/* ====================
   FAQ Section
===================== */
.faq .faq-item {
    background: #F5F7F9;
    border-radius: 12px;
    box-shadow: 0 2px 12px rgba(28,34,57,0.09);
    margin-bottom: 20px;
    padding: 18px;
    border-left: 5px solid #E9B44C;
    transition: box-shadow 0.15s, border-color 0.18s;
}
.faq .faq-item h3 {
    font-size: 1.14rem;
    color: #1C2239;
    margin-bottom: 8px;
    font-family: 'Playfair Display', serif;
    font-weight: 700;
}
.faq .faq-item p {
    font-size: 1rem;
}
.faq .faq-item:hover, .faq .faq-item:focus-within {
    box-shadow: 0 4px 22px rgba(233,180,76,0.12);
    border-left-color: #1C2239;
}

/* ====================
   Thank You Page
====================== */
.thankyou .cta-btn {
    margin-top: 32px;
    font-size: 1.12rem;
}

/* =========================
    Forms & Contact Section
=========================== */
.contact-details {
    background: #fff;
    border-radius: 16px;
    padding: 22px 20px;
    box-shadow: 0 2px 14px rgba(233,180,76,0.10);
    margin-bottom: 20px;
    font-size: 1rem;
    display: flex;
    flex-direction: column;
    gap: 12px;
    color: #1C2239;
}
.google-map {
    display: flex;
    align-items: center;
    gap: 14px;
    font-size: 1rem;
    color: #1C2239;
    font-weight: 500;
}
.google-map img {
    width: 27px; height: auto;
}

/* =====================
   Legal Pages Sections
====================== */
.legal {
    background: #fff;
    border-radius: 17px;
    box-shadow: 0 3px 14px rgba(28,34,57,0.08);
    padding: 36px 26px;
    margin-bottom: 68px;
}
.legal h1, .legal h2 {
    color: #E9B44C;
    font-family: 'Playfair Display', serif;
}
.legal ul {
    padding-left: 18px;
    list-style: disc;
}
@media (max-width: 650px) {
    .legal { padding: 17px 8px; border-radius: 10px; }
}

/* ============================
   Cookie Consent Banner & Modal
============================== */
.cookie-banner {
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    background: #fff;
    color: #1C2239;
    border-top: 3px solid #E9B44C;
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 21px 14px;
    box-shadow: 0 -4px 26px rgba(28,34,57,0.08);
    z-index: 3200;
    gap: 15px;
    transition: transform 0.23s cubic-bezier(.42,1.45,.27,.96), opacity 0.25s;
    opacity: 1;
    transform: translateY(0);
    min-height: 90px;
}
.cookie-banner.hide {
    opacity: 0;
    pointer-events: none;
    transform: translateY(120%);
}
.cookie-banner p {
    font-size: 1rem;
    line-height: 1.65;
    text-align: center;
}
.cookie-banner .cookie-btns {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    justify-content: center;
    margin-top: 6px;
}
.cookie-banner button {
    padding: 9px 20px;
    font-size: 1rem;
    font-family: 'Roboto', Arial, sans-serif;
    font-weight: bold;
    border: none;
    border-radius: 30px;
    cursor: pointer;
    margin: 0 3px;
    transition: background 0.17s, color 0.15s, transform 0.15s;
}
.cookie-banner .cookie-accept {
    background: #E9B44C;
    color: #1C2239;
}
.cookie-banner .cookie-accept:hover, .cookie-banner .cookie-accept:focus {
    background: #D69411;
    color: #fff;
    transform: scale(1.04);
}
.cookie-banner .cookie-reject {
    background: #fff;
    border: 2px solid #1C2239;
    color: #1C2239;
}
.cookie-banner .cookie-reject:hover, .cookie-banner .cookie-reject:focus {
    background: #1C2239;
    color: #E9B44C;
    border-color: #E9B44C;
    transform: scale(1.04);
}
.cookie-banner .cookie-settings {
    background: #1C2239;
    color: #E9B44C;
    border: 2px solid #E9B44C;
}
.cookie-banner .cookie-settings:hover, .cookie-banner .cookie-settings:focus {
    background: #E9B44C;
    color: #1C2239;
    border-color: #D69411;
    transform: scale(1.04);
}

/* Cookie Modal */
.cookie-modal-overlay {
    position: fixed;
    top: 0; left: 0; right: 0; bottom: 0;
    background: rgba(28,34,57,0.83);
    display: flex;
    justify-content: center;
    align-items: center;
    z-index: 3300;
    opacity: 1;
    visibility: visible;
    transition: opacity 0.23s;
}
.cookie-modal-overlay.hide {
    opacity: 0;
    pointer-events: none;
    visibility: hidden;
}
.cookie-modal {
    background: #fff;
    color: #1C2239;
    border-radius: 22px;
    padding: 32px 26px 24px 26px;
    width: 97vw;
    max-width: 410px;
    box-shadow: 0 8px 48px rgba(40,24,96,0.23);
    display: flex;
    flex-direction: column;
    gap: 16px;
    position: relative;
    animation: popin .26s cubic-bezier(.36,1.42,.37,.98);
}
@keyframes popin {
    0% { opacity:0; transform:scale(.7); }
    100% { opacity:1; transform:scale(1); }
}
.cookie-modal h3 {
    color: #E9B44C;
    font-size: 1.16rem;
    margin-bottom: 3px;
    font-family: 'Playfair Display', serif;
}
.cookie-categories {
    display: flex;
    flex-direction: column;
    gap: 8px;
    margin: 13px 0 13px 0;
}
.cookie-category {
    display: flex;
    align-items: center;
    gap: 13px;
    background: #F9FAFC;
    padding: 11px 12px;
    border-radius: 10px;
}
.cookie-category label {
    font-size: 1rem;
    font-weight: 500;
    flex: 1;
    color: #1C2239;
}
.cookie-category input[type='checkbox'] {
    accent-color: #E9B44C;
    width: 19px; height: 19px;
    border: 2px solid #E9B44C;
    border-radius: 3px;
}
.cookie-modal .cookie-modal-close {
    position: absolute;
    top: 14px; right: 16px;
    background: none;
    border: none;
    color: #E9B44C;
    font-size: 1.7rem;
    cursor: pointer;
    border-radius: 8px;
    padding: 7px;
    transition: background 0.14s;
}
.cookie-modal .cookie-modal-close:hover, .cookie-modal .cookie-modal-close:focus {
    background: rgba(233,180,76,0.17);
}
.cookie-modal .cookie-save-btn {
    margin-top: 18px;
    background: #E9B44C;
    color: #1C2239;
    border: none;
    border-radius: 30px;
    padding: 11px 32px;
    font-size: 1rem;
    font-weight: bold;
    cursor: pointer;
    transition: background 0.14s, color 0.13s;
}
.cookie-modal .cookie-save-btn:hover, .cookie-modal .cookie-save-btn:focus {
    background: #D69411;
    color: #fff;
}
.cookie-category label[disabled] {
    color: #81918E;
    opacity: .7;
}
.cookie-category input[disabled] {
    opacity: .4;
}

@media (max-width: 576px) {
    .cookie-modal { border-radius: 13px; padding: 17px 7px 10px 12px; }
}


/* ====================
   Animations, Effects
====================== */
section, .card, .feature-grid > div, .testimonial-card, .cta, .legal, .faq-item, .footer-content, .cookie-modal {
    transition: box-shadow 0.180s cubic-bezier(0.4, 0.3, 0.2, 1), background 0.14s, border-color 0.15s;
}

button, .cta-btn {
    transition: background 0.14s, color 0.13s, box-shadow 0.17s, transform 0.16s;
}

a:focus-visible, button:focus-visible, input:focus-visible {
    outline: 2px dashed #E9B44C;
    outline-offset: 2px;
}

/* =====================
   Utility Classes
======================= */
.d-none { display: none !important; }
.d-flex { display: flex !important; }
.gap-16 { gap: 16px !important; }
.align-center { align-items: center !important; }
.justify-center { justify-content: center !important; }

/* CUSTOM SCROLLBAR */
::-webkit-scrollbar {
    width: 8px;
    background: #F5F7F9;
}
::-webkit-scrollbar-thumb {
    background: #E9B44C;
    border-radius: 6px;
}

/* ==========
   Print
============ */
@media print {
    header, footer, .cookie-banner, .mobile-menu {
        display: none !important;
    }
    .section, .legal {
        box-shadow: none !important;
        border-radius: 0 !important;
    }
    body {
        color: #000;
        background: #fff;
    }
}